Corporate solutions – for business travel and long-term assignments abroad

This page shows a summary of our business solutions. Whichever policy you choose, some areas are always covered, such as:

• The business traveller is insured 24 hours a day
• Access to our Euro-Center service offices, which can be found throughout the world.
• Free access to MediCall, Europeiska’s own medical care information service.

Annual contracts

Companies with a lot of business travel benefit from an annual contract. This covers all business travel for a year at a fixed price. When the agreement expires, you can choose to either extend it or sign a new one.

The annual contract will reflect the needs of your company. Here are some examples of areas which may be covered by an annual travel insurance policy:

• Delays. If the plane, train or luggage is delayed on the way out or back, we will pay any additional costs and essential outlays. We also cover costs which may arise if a delayed connection causes the business traveller to miss a flight.
• Medical care. We will cover costs relating to medical and hospital care if the business traveller falls ill or suffers an accident.
• Interrupted travel. If something happens at home (e.g. burglary, fire or a close relative falling ill), we will reimburse the cost of the journey home.
• Travel for substitute. If the business traveller falls ill, we will reimburse any travel expenses incurred by the company in sending out a substitute.

For more information or quotes, please send us an email or call us at 0770 45 79 70

Staff based abroad (expatriates)

Europeiska offers insurance cover for staff based abroad and any family members who accompany them. Different level of insurance cover is available for expatriates, and the policy can be adapted to your company’s requirements.

Basic covers includes:

• Medical care. In the event of accident or illness, we will cover the cost of medical and hospital care.
• Interrupted stay. If the employee is forced to interrupt his/her assignment prematurely, we will reimburse the cost of travel back to Sweden and return travel to the place where the person is based.
• Crisis therapy. If the employee experiences a traumatic event, e.g. threat, robbery or natural disaster, we will pay for treatment by a psychologist.

Additional cover

• Preventive healthcare. We will cover the cost of health checks, vaccinations etc.
• Pregnancy. Covers the cost, for example, of childbirth and prenatal health checks.
• Dentistry. Covers the cost of emergency and routine dental care.
• Property cover. Personal property insurance in the new country. Covers loss due to theft, fire, water damage etc-

For more information or quotes, please send us an email or call us at 0770 45 79 70

Cover for foreign visitors

We have a special policy for foreign guests, e.g. researchers, guest lecturers and project teams. The visitor insurance policy covers guests while they are in Sweden, and includes medical care, dental care, legal protection and third party liability.

Please note: The insurance policy for visitors available to businesses may be purchased for a maximum of one year and only for individuals under 65 years of age. If your guests need insurance cover for longer than a year, you can take out an annual contract which can then be extended for one year at a time.

For more information or quotes, please send us an email or call us at 0770 45 79 70

Occasional business travel­

This insurance suits smaller businesses and sole traders who do not make many business trips a year. Here are some examples of areas covered by the policy:

• Delays. If the plane, train or luggage is delayed on the way out or back, we will pay any additional costs and essential outlays. We also cover costs which may arise if a delayed connection causes the business traveller to miss a flight.
• Medical care. We will cover costs relating to medical and hospital care if the business traveller falls ill or suffers an accident.
• Interrupted travel. If something happens at home (e.g. burglary, fire or a close relative falling ill), we will reimburse the cost of the journey home.
• Travel for substitute. If the business traveller falls ill, we will reimburse any travel expenses incurred by the company in sending out a substitute.
• Loss of personal possessions. Both personal and company property are covered.