Live, work and study abroad – for people spending a longer period abroad

Medical care abroad is expensive, and without the right insurance, you have to pay for it out of your own pocket. An ambulance flight from Asia can cost you SEK 1 million, intensive care in the USA comes at around SEK 40,000 a day, and a leg fracture in Switzerland about SEK 100,000.

Basic cover
– always included

• Medical care. If you fall ill or have an accident, we will cover the cost of medical care. We will also pay for any medicine, transport to and from hospitals and emergency dental care.
• Return transport. If you fall ill and have to return home for continued care, you and a co-insured travelling companion will be reimbursed for the cost of changed bookings or the purchase of new tickets.
• Liability insurance. If you are responsible for damage and a claim for damages is brought against you, we will cover the cost.
• Legal protection. If you find yourself involved in a dispute, we will cover the cost of hiring a lawyer.
• Crisis therapy. If you experience a traumatic event, e.g. a natural disaster, and require crisis therapy, we will pay the cost of this.

Important information for over-60s: People over 60 years old cannot purchase the basic cover only, since they are at greater risk of injury and illness.

Purchase your insurance here

Widen your cover

Expand your cover to include events which are outside your control. Here are a few examples of the additional cover we offer:

• Loss of personal possessions. Insure your property and receive compensation if, for example, your luggage is lost in transit or your phone is stolen. You are covered throughout your journey, from when you leave your home until you return.
• Natural disasters. A natural disaster is not only a real risk to survival, it can also cost you a lot of money. The additional cover reimburses the expense you incur in travelling to a safer location or finding new accommodation.
• Pregnancy. Extra cover for pregnant women. The additional cover allows you to travel up to week 32 of your pregnancy. If your baby is born prematurely while you are travelling, we will cover our costs. Important: before you purchase this policy, please check if the airline has special rules for pregnant women.
• Invalidity and death. We will pay compensation for injuries which result in invalidity or compensation to surviving dependents in the event of your death.

Purchase your insurance here

Students and au pairs

We have a policy for students and au pairs. The insurance provides basic cover, and you will also be compensated for the following:

• Loss of personal possessions. If, for example, your luggage is lost in transit or your phone is stolen. You are covered throughout your journey, from when you leave home until you return
• Delay. You will receive compensation if you and/or your luggage is delayed during the outward journey.
• Natural disasters. A natural disaster is not only a real risk to survival, it can also cost you a lot of money. The additional cover reimburses the expense you incur in travelling to a safer location or finding new accommodation.

Please note: To be classified as a student, you must be under 45 and registered with an educational establishment in the country in which you will be studying.

Purchase your insurance here

Moving abroad, private individuals

If you are moving abroad and are not insured through your employer, you can purchase Nordic Health Care medical insurance cover. The policy gives you access to our service network and help from Swedish-speaking staff anywhere is the world. Four different levels of cover are available.

Please contact our customer services department for more information and to purchase a Nordic Health Care policy

Moving abroad as part of your job

If you move to a foreign country as part of your job, you and your family will need really good insurance cover. The policy is purchased by your employer and different levels of cover are available. Please speak to your employer to find out precisely what you are covered against.

Are you looking for insurance for your business? Read more about our business solutions and how to contact our customer services department.